Fund Transfers
Unity Small Finance Bank offers multiple fund transfer options to suit different transaction values and urgency levels.
NEFT
RTGS
IFT
Immediate Payment Service
Real-time fund transfers between bank accounts across India.
Smart Recurring Payments
Set standing instructions for rent, EMIs, or recurring bills so payments happen automatically without reminders.
Instant Settlement
Transfer funds instantly with real-time settlement, ensuring payments are completed without delay.
Ideal for Urgent Payments
Perfect for time-sensitive transactions that require immediate fund transfer.
Available 24×7
Make transfers anytime including weekends and holidays
Choosing the right transfer mode
| Transfer Type | Speed | Availability | Best For |
|---|---|---|---|
| IMPS | Instant | 24x7 | Urgent transfers |
| NEFT | Near real-time | Urgent transfers | Routine payments |
| RTGS | Real-time | Urgent transfers | High-value transfers |
| IFT | Instant | 24x7 | Own account transfers |
| UPI | Instant | 24x7 | Instant real-time payments and collections |