Unified Payments Interface (UPI)

UPI enables instant money transfers using your mobile number or UPI ID, without sharing bank account details.

Key Features

Secure Transactions

Every payment is protected with secure authentication and verification

Instant Payments

Transfer money in real time with fast and seamless transactions.

Scan & Pay

Make quick merchant payments by scanning UPI QR codes.

Send & Receive Easily

Send or receive money using a UPI ID or registered mobile number.

24×7 Banking

UPI payments are available anytime, across all banks.

Why use UPI with Unity Bank?

  • Quick and convenient payments:

Make everyday payments instantly without the complexity of traditional bank transfers.


  • No need for account details:

Send money easily without remembering account numbers or IFSC codes.

    • Perfect for daily transactions:

    Ideal for peer-to-peer transfers as well as merchant payments.

    • Works across UPI apps:

    Use it seamlessly with supported UPI apps like GPay, PhonePe, Paytm, and BHIM UPI.


    How to use UPI

    • Log in to Unity Mobile Banking


    • Create or link your UPI ID


    • Send or collect money instantly


    • Authorise securely with MPIN to complete the transaction

    Frequently Asked Questions

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